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MedGuard 

MedGuard  critical illness insurance can help fill the gap between health coverage and life insurance. Health coverage provides benefits for medical treatment but doesn’t include benefits for non-medical expenses. Traditional life insurance pays benefits to the named beneficiary after death. What if you survive a critical illness? Where will you find the financial resources to cover non-medical costs during recovery?

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Health & Wellness PLUS Plans

The Health & Wellness PLUS Plans are Fixed Indemnity Wellness plans that allow you to receive specific first dollar benefit payments for covered healthcare services and prescriptions, regardless of what your medical provider charges.

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Vision and Dental

Choose from independent or retail providers to find the provider that best fits your needs and schedule. The PremierVision Plan is designed to be easy to use, while helping You save money.

SecureDental PLUS offers several levels of coverage including preventative, basic dental care, major dental care, and orthodontic care. Purchase only what you need.

Income Protector

Whether you have a family or are a team of one, the bills don’t stop just because you are sidelined with an accidental injury. When accidents happen, Income Protector can help by providing monthly benefits to assist you with bill payments and general expenses.

Accident Protector

Accidents happen every day and you can’t plan for the unexpected... or can you? You owe it to yourself and your family to have extra protection for your everyday life. Accident Protector gives you the peace of mind of knowing you’ve got extra coverage for those unpredictable yet extremely common accident expenses.  Accident Protector is designed to help fill in the gap between your major medical coverage deductibles, co-payments, and out-of-pocket expenses.

Life Protector

Providing peace of mind for your family is essential. If something unforeseen were to happen to you, would your family be taken care of financially? Provide the financial security your family needs and deserves.

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small office setting

We empower small businesses, freelancers, and their families nationwide. We admire your entrepreneurial spirit and offer a variety of benefits tailored to your needs. This includes:

  • Group discounts: Leverage our combined purchasing power for better deals on everything from health insurance to wellness resources.

  • Flexible health coverage: Choose a plan that fits your needs and budget, with options to customize or enhance coverage as needed.

  • Financial and knowledge support: We break down barriers by providing access to affordable health insurance and valuable resources.

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Start enriching your career, personal life, and health today.

See how Pougs Insurance can make a difference.

Affordable Health Coverage & More: Empowering Individuals & Small Businesses

Coverage That Goes Beyond

In addition to great coverage, these plans come with perks at no extra cost!

  • No Co-Pays

  • 80/20 Coinsurance

  • Free Telemedicine, Unlimited Usage

  • Hospital room and Board Benefits

  • HRA 105

  • Lump Sum of Cash for AD&D Benefits

  • $5000 Scholarship Program Per Year for Each Child

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